Transforming Payments Infrastructure: Gulf Bank’s Integration of Eastnets PaymentSafe for Real-Time Payments (WAMD)

Situation

Modernizing for Real-Time Banking

Gulf Bank, one of Kuwait’s leading financial institutions, identified the urgent need to modernize its payments infrastructure to comply with the Central Bank of Kuwait (CBK) mandate for Real-Time Payments (RTP).
As Kuwait accelerated the adoption of instant and high-value payment frameworks under WAMD, Gulf Bank required a solution that could deliver speed, security, and regulatory compliance — without disrupting daily banking operations.

To meet these requirements, Gulf Bank selected Eastnets PaymentSafe Instance Module, a comprehensive, real-time payment hub designed to automate transactions, strengthen compliance, and integrate seamlessly with Kuwait’s WAMD real-time payments platform.

Task

Compliance, Speed, and Seamless Integration

Deploying a real-time payments ecosystem introduced several operational and regulatory challenges:

• Manual processes slowing transaction processing and scalability

• Requirement for real-time alias registration and management

• Compliance with ISO 20022 messaging standards and CBK regulatory frameworks

• Enablement of Request-to-Pay (RTP) functionality for flexible payment initiation

• Reduction of operational risk through automated compliance checks

• Seamless connectivity with CBK payment hubs without impacting existing systems

The challenge was clear: build a future-ready RTP infrastructure that ensures resilience, compliance, and uninterrupted service delivery.