Confirmation of Payee (COP) for Global, Real-Time Protection Across Borders

Single integration for payee account validation to prevent fraud, errors, and misdirected payments—delivered in real time, across borders.

Request a COP Solution Demo Download the Brochure
chainfeed-hero

Build trust, reduce errors, and prevent fraud with a single payee verification service for all payments—domestic and cross-border.

Streamline fraud controls worldwide with Eastnets’ COP—light-touch deployment, live in just weeks.

  • Instant Real-Time Verification

    Verify payee details in seconds, anytime and anywhere, while meeting strict security standards.

  • Fast & Simple Integration

    Deploy payee verification in weeks with pre-defined workflows and a single API integration.

  • Smarter Fraud Detection

    Use advanced matching algorithms to automatically resolve close-match cases.

  • Manual Verification Made Easy

    Intuitive interface for single or bulk payee verification.

  • Access to Trusted Data Providers

    Centralized connection to payee data sources with ongoing API maintenance.

  • Fully Managed Cloud Service

    Reduce costs with a managed service in private or public cloud, backed by 24/7 support.

Instant Confirmation of Payee with Eastnets COP Service

Eastnets’ Confirmation of Payee (COP) Service enables instant, real-time account validation—ensuring secure, compliant, and error-free payments across domestic and cross-border transactions.

Real-time name and IBAN checks-1

Real-Time IBAN & Payee Details Verification

Verify payee details and IBANs in real-time— 24/7/365 — for outbound payments, meeting strict security requirements.

fast-integration

Faster Payee Verification Integration

Integrate with any payee’s data provider or scheme in just weeks through a single API, using built-in adapters or API configuration. Leverage Eastnets’ lightweight, zero-code orchestration module with pre-defined CoP flows to secure cross-border, regional, and domestic payments.

Access centrally through a single API a list of predefined data providers per country corridorsno text

One API for Global Payee Verification

Access centrally through a single API a list of pre-defined data providers per country corridors with peace of mind (benefit from continuous API maintenance and backwards compatibility).

 

 

Advanced name matching engine

Advanced Matching Engine

Leverage advanced matching algorithms to detect mismatches, typos, abbreviations, and diacritics, reduce unmatched cases and resolve close match cases automatically, with increased accuracy.

 

 
Ready to scale

Real-Time COP Fraud Control Insights

Monitor COP fraud controls in real time with intuitive dashboards, track performance across flows, report on KPIs and SLAs, and continuously improve response times and fraud detection effectiveness. 

Manual single and bulk verification

Manual Verification of Payee Details

Easily run single or bulk checks via a modern, intuitive UI. 

 

 

 

 
Cloud or on-premises deployment

Cloud or on-premises deployment

Choose the setup that fits your infrastructure, deploy fully managed COP services in the private or public cloud or within your own environment, backed by 24/7 support operations. 

 

 

End-to-End Confirmation of Payee for Financial Institutions

Whether mandated by regulations or guided by internal risk policies, adopt a holistic CoP solution that works seamlessly with your fraud controls—preventing payment errors, enabling growth, and elevating the customer experience across every financial flow.

Built for Banks and Financial InstitutionsKeep the ssame style of our small product inmages with freen backrgioundno text-1

COP Built for Banks and Financial Institutions

Build customer trust and loyalty with a comprehensive CoP service that unites regulatory compliance and operational efficiency, seamlessly integrated into your existing platform.

scalable-easy-integration3

COP for Fintechs and Payment Processors

Stay ahead of fraud and the competition with built-in CoP protection. Minimize integration costs by combining CoP controls with your fraud monitoring tools.

enhanced-operational-efficiency

COP for Corporate and Insurance Treasury Management

Protect global payment operations and stop misdirected payments with Eastnets’ advanced risk controls, combining real-time fraud detection and Confirmation of Payee before instructions reach your financial institution.

Download the Confirmation of Payee (COP) Brochure

Discover how real-time confirmation of payee helps you meet prevent fraud, and avoid misdirected payments, all with efficiency and peace of mind.

Eastnets_brochure_vop_edit

Future-Proof COP, powered by PaymentSafe from Eastnets

Speak to an expert

  • PaymentSafe at the Core

    PaymentSafe underpins Eastnets’ CoP solution as a secure, scalable orchestrator, relied on by 120+ financial institutions. With zero-code integration, it streamlines API and manual workflows, enhanced by advanced matching and intelligent routing.

  • Real-Time Transaction Risk Monitoring

    PaymentSafe delivers real-time risk monitoring capabilities that integrate seamlessly within your existing applications for fraud detection and monitoring as part of a comprehensive platform.

Frequently asked questions

COP refers to the process of verifying payee details before a transaction is initiated, ensuring that payments reach the intended recipient accurately and securely. This helps businesses prevent fraud and reduce misdirected payments.

Incorrect or fraudulent payee details can lead to payment failures, financial losses, and compliance issues. Validating payee information in real time helps financial institutions, PSPs, and businesses reduce fraud risks, improve transaction accuracy, and enhance customer trust.

Eastnets COP is a real-time, cross-border payee verification solution that confirms the match between the beneficiary’s name and IBAN before a’s payment is made—reducing fraud, errors, and operational risks.

Yes, SWIFT Pre-validation is supported as part of the Eastnets COP solution. It can be seamlessly accessed through the same single API, allowing financial institutions to validate beneficiary details using SWIFT’s global data alongside other verification sources.

Eastnets COP comes with built-in workflows, powered by our lightweight PaymentSafe orchestrator. With expert-led configuration and dynamic API integration, deployment can be completed in a few weeks, helping you meet compliance deadlines quickly and with minimal disruption to your existing infrastructure.

 

Contact an Eastnets expert to learn more about our COP solution or schedule a product demo.

The Eastnets modular platform

Comprehensive solutions that safeguard your business and tackle regulatory requirements. 

SafeWatch KYC

Enables institutions to monitor transactions, investigate suspicious activities, and generate regulatory reports, reducing false positives and enhancing decision-making.

View SafeWatch KYC

SafeWatch AML

By offering advanced behavioral analytics and flexible rule-creation, SafeWatch AML aligns with firms seeking a more modern, tech-driven approach to financial crime prevention.

View SafeWatch AML

Eastnets PaymentGuard

Dynamically detect and stop fraudulent payments utilizing AI, machine learning, and pattern recognition.

View Eastnets PaymentGuard

The October 2025 COP deadline is approaching 

Book a consultation with Eastnets to ensure you're fully compliant with zero disruption to your payment operations.

A recognised leader in financial software

logo-finantial-crime-and-compliance50-2024
logo-risktech-ai-50-2024
logo-risktech100-2025
logo-datos-aml-impact-awards

Eastnets COP enquiry

Looking for something else?

Speak with an expert to explore more products and options to suit your needs.

Contact us
person-1